There are ways that you can make using your car insurance easier. One of those things is using the smartphone app that your car insurance company may provide. Not all insurance companies provide these apps, but many of them do. So, how can you use the car insurance smartphone app to make your whole experience easier?

Insurance Cards

You need to have a car insurance card in order to prove that you have insurance. If your insurance company offers a smartphone app, you may not have to carry a physical card. You can use a digital card. That means that when you open the app, you can choose an option that will display your car insurance information. It will show all the same information that a physical card will show. If you are in an accident, you can show that information to the other people involved. You may also be able to use the digital copy of your card if you are pulled over. Many states will allow you to do that. If you aren't sure if you can, then you need to speak to your insurance agent. They should be able to tell you if your state will allow you to use a digital card if you are pulled over. 

Accident Reporting

In the past, if you were in an accident you had to wait until your car insurance company was open to report it. With a smartphone app, you can take down the information of the other driver, take pictures of the damage, and fill out an accident report. Once you have filled out all that information, you can submit it directly to your car insurance company. It doesn't matter what time of the day it is or what day of the week it is. 

Claim Tracking

A smartphone app will also let you track your claim. You will be able to see what is happening with your claim, if more information is needed, and if it has been accepted or not. That will make it easier for you to get your car repaired. 

Using your car insurance shouldn't have to be hard. Smartphones have made other aspects of your life much easier. It's the same when it comes to your car insurance. When you download your car insurance company's app, you can manage your insurance easier, and make it fit into your life easier. Talk to your company, one like United Security Agency, to learn more about what their smartphone app can do for you.